How to use this directory

Every row links to a full benchmark page with state, payer, and code-level tables from the CMS Federal IDR public use files. Pages enter this directory once they reach 5,000 CMS disputes, which keeps thin pages out of the index.

Every payer benchmark, ranked by disputes

PayerDisputesShare of nationalProvider win rateMedian award
UnitedHealthcare901,26026.6%84.9%3.7x
Aetna519,11315.3%92.1%4.9x
BCBSTX481,73614.2%84.7%8.9x
Cigna / MultiPlan364,14310.7%81.6%5.4x
Anthem Blue Cross275,2868.1%87.6%4.1x
UMR (clearhs.com)162,0714.8%84.5%4.0x
Cigna117,0793.5%82.2%3.3x
UMR (clearhealthcloud.com)94,2812.8%88%2.7x
Florida Blue75,5812.2%92%3.2x
BCBSAZ60,1361.8%80.4%18.3x
BLUE CROSS AND BLUE SHIELD OF TEXAS53,7201.6%81.2%5.5x
BlueCross BlueShield of Tennessee35,9991.1%79.4%3.2x
AMBETTER26,1390.8%93.8%4.8x
BLUECROSS BLUESHIELD OF NEW MEXICO16,0780.5%97.6%6.0x
Cigna / Zelis15,8810.5%79.8%3.0x
Blue Cross Blue Shield of Oklahoma12,1540.4%96%13.1x
BCBSLA11,8900.4%51.2%12.9x
Horizon11,2780.3%83.1%30.4x
BLUE SHIELD OF CA9,9530.3%76%14.0x
Blue Cross Blue Shield North Carolina9,7260.3%86.1%2.8x
Emblem Health8,8680.3%87.7%28.6x
Res-Care, Inc. DBA BrightSpring Health Services7,9710.2%57.7%4.5x
BLUECROSS BLUESHIELD KANSAS5,2470.2%91.8%3.1x
OSCAR5,0720.1%92.3%6.2x

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IDR Explorer can compare a provider group against payer, state, specialty, and service-code outcomes in the public IDR files. The fastest next step is a free NSA audit.

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FAQ

How many payers have federal IDR benchmark pages?

24 payers currently qualify, each with at least 5,000 CMS disputes.

What does a page need to be listed here?

A floor of 500 CMS disputes for code, state, and specialty pages, and 5,000 for payer pages. Lower-sample pages stay live for users but carry noindex and stay out of the sitemap.

How current is the data?

The pages are rebuilt from CMS Federal IDR public use files and currently cover disputes through 2025Q4.

Related benchmarks

Sources and method

Providers won 85.8% of 3.39 million federal IDR disputes through 2025Q4, with a median provider-won award of 4.7x the qualifying payment amount, per CMS public use files.

Data source: CMS Federal IDR public use files, coverage through 2025Q4; data build 2026-09-24. Counts are CMS dispute counts unless a table says line items. Win rates on this page exclude payer no-show defaults unless labeled otherwise. Award multiples are medians versus the qualifying payment amount (QPA). Dollar figures, where shown, come from CMS QPA-and-offer fields or are anchored estimates, not payment records. This page is informational, not legal or reimbursement advice.